The death of a spouse can leave survivors in financial difficulty. Education pension can help with this: how high is it?
Update of January 24, 2023: Already knew? Inheriting as a pensioner: an overview of the obstacles and opportunities.
First report of January 14, 2023: Hamburg: Single parents are often dependent on their ex-partner for support. If the child dies suddenly, the parent raising the child may have financial difficulties. The education pension can prevent this: it is considered a help for divorced people with children.
|Pensioner:||A person who is no longer employed or hardly employed and earns a living on a pension|
|Pension:||Legal or private insurance benefit|
|Demarcation of individuals:||Living off your savings|
|Demarcation pensioner:||Receive a pension instead of a pension, i.e. a majority state pension benefit that is not based on previously paid contributions, but on service-related pension rights.|
Student pension: Help for divorced people with children
A lot will change for retirees in 2023. The pension was significantly increased in some cases. there is also one Variety of aids that increase the pension can be. This should also concern people who want to apply for an education pension. Child support can be claimed by single parents after the former spouse has passed away. In most cases, joint child support payments fade – threat of financial hardship. the Childcare help request it should be applied for as soon as possible after the death of the ex-spouse.
The parenting pension is one of the death pensions. The amount paid from the parenting pension is intended to replace the maintenance of the deceased ex-partner and thus allow the child to be raised. The widow’s pension works in a similar way: Survivors must have been married to the deceased there. Unlike the widow’s pension, “the parenting pension is paid out of the survivor’s insurance,” writes the German pension insurance. Alimony received in the last year before death must amount to at least 25 percent of the standard social welfare requirement applicable in the place of residence.
How much is the education pension for survivors?
In addition to the death of the ex-spouse, other conditions must also be met to receive child support. The surviving dependent must have contributed to the compulsory pension insurance for five years. Also, the deceased spouse must not have remarried after the divorce. The couple must also have been divorced after June 30, 1977. In addition, child-rearing allowance can only be used until the child turns 18. Different to Child benefit: upon request, it is also available up to the age of 18.
These are the requirements for child support:
- ex-spouse passed away
- Five-year waiting period for survivorship pension insurance
- Marriage Divorced after June 30, 1977
- Survivor stayed single
- No new registered civil union was celebrated
- Raising one’s own child or the deceased spouse’s child up to the age of 18
Like the regular old-age pension, the parenting pension must also be applied for at the pension insurance agency. Child-rearing allowance can be drawn from previous common-law partners if the registered partnership has been annulled by a court. Anyone who receives additional income in addition to the child-rearing allowance must allow 40 percent of it to be offset by the allowance above the exemption amount. An exception to this is the time of the death room. The amount of the parenting pension corresponds to the pension for the total reduction of work capacity. Before reaching age 65, it is reduced by a deduction.